Winter Tire Program

The Winter Tire Program (WTP) provides low-interest financing to eligible Manitobans at prime plus two per cent*, on up to $2,000 per vehicle. This financing can be used for the purchase of qualifying winter tires and associated costs from participating retailers. You have the choice to select a financing term between one and four years and a monthly payment withdrawal day.

Program Qualifications

To be eligible for the Winter Tire Program, you must:

  • be an individual (not corporate) Manitoba Public Insurance customer
  • purchase qualifying winter tires for a passenger vehicle or light truck (gross vehicle weight under 4541 kg) registered under your name
  • have no financing restrictions or outstanding payments on your Manitoba Public Insurance account

Additional Products and Services Available for Finance

Customers financing approved winter tires may also receive financing on associated costs. This includes:

  • rims
  • Tire Pressure Monitoring System
  • addition of studs to tires (some limitations apply)
  • mounting and balancing
  • storage costs (if paid during initial purchase)
  • switchover costs (if paid during initial purchase)
  • wheel alignment
  • nitrogen fill
  • valve stems
  • shop supplies
  • applicable taxes and fees

Eligible products and services can be provided by multiple retailers.

Approved Winter Tires

Winter Tire Financing - Auto Excell - Used Cars in Winnipeg

Approved tires will display this symbol, as endorsed by Transport Canada and must appear on the list of eligible tires.

Not Approved for Financing

  • repair of tires
  • maintenance/storage, unless included as part of the initial cost
  • switchover cost, unless included as part of the initial cost

Processing and Payments

You can pay for your tires by making monthly, preauthorized payments to Manitoba Public Insurance through your bank account. Your first payment will be withdrawn one month from the date the loan is processed. The following preauthorized payments are withdrawn each month on the withdrawal day you selected.

The loan process can be completed at your chosen retailer. However, if your payments are being made by someone other than yourself, the account holder must first visit an Autopac agent to sign the Preauthorized Payment Agreement.

  • Other Common Questions

If you need help with anything or have any questions, feel free to contact us or review our Frequently Asked Questions section.

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