Used Car Loans

Apply for Used Car Loans in Winnipeg

Finance a Car

We will process used car loans same day

No credit check until we know you'll be approved.
Regardless of credit level, not all credit approved car dealerships will be able to give you the same deal. We have a large pool of lenders to allow us to offer the lowest rates possible.

The price is the price

Drive away with the car of your choice, regardless of credit score.

Save and buy a used car. Large inventory of Fully Certified used vehicles, includes Full Vehicle History Report.

Locally owned and serving Winnipeg, MB.

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By checking this box, I consent to the collection, use and disclosure of my personal information as described in this paragraph. I agree that the personal information provided above may be used and disclosed by Auto Excell and/or its agents or service providers (collectively, the "Dealer") as necessary to obtain credit, financial and related personal information (including a credit or consumer information report) about me from any credit bureau or credit reporting agency, and to advise me on credit availability in connection with product and/or service purchase financing. I further agree that the personal information provided above may be disclosed to the provider of Dealer’s website hosting or related services for the purpose of enabling Dealer to access my personal information for marketing purposes. Personal information I provide and credit information obtained may also be retained by Dealer and used to facilitate the application process should I subsequently choose to apply for credit through Dealer.

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save and FINANCE a car

Auto Excell only sells the safest Used Cars, Trucks, SUVs, and Vans in Winnipeg. We will match your needs better than any used car dealership in Winnipeg. We specialize in getting the right car and budget just for you.

We have over 99% approval rate when it comes to Used Car Loans Winnipeg, MB and surrounding areas.

Winter Tire Financing Available

We're a participating retailer of the Manitoba Public Insurance Winter Tire Financing Program.

See Details

Finance a Car with a Low-Risk Car Loan

We care a lot about your experience, the quality and reliability of our vehicles, as well as your financial situation. We don’t just want to sell cars, we want to make sure you drive away with confidence, as well as being comfortable with your automotive investment.

There are several reasons why financing a used car may be a better choice than financing a new one. Firstly, used cars generally have a lower purchase price than new cars, which means that you will need to borrow less money and have a lower monthly payment. Additionally, used cars often have a lower depreciation rate, which means that their value won’t decline as much as a new car’s value would. Since depreciation is the biggest cost of owning a new car, financing a used car could potentially save you thousands of dollars in the long run. Finally, financing a used car can be a great option for those with a limited budget or a shorter credit history, as lenders may be more willing to approve a loan for a used car that is less expensive than a new car.

We also discuss this topic further in the articles below:

What Determines the Price of a Used Car?

13 May 2023

Explore the big and small factors that determine the price of a used car. Understanding these factors can help you better determine if you’re getting the best value for your dollar when shopping for a used vehicle in Canada. What

Read the Full Article >

How Buying a Used Car Saves Money

10 May 2023

The moment you drive a brand new vehicle off the dealership lot, it becomes a used car. Unless you have a high credit score, the benefits of buying a new car usually don’t involve saving money. First we show you

Read the Full Article >

Our Services

Highest Quality Vehicles

Our used cars are inspected for Safety, Mechanical, and general Quality Assurance, ensuring our used cars meet the highest quality standards before being added to our inventory.

Thousands of Vehicles

We offer a wide selection of used cars in Winnipeg. With our onsite inventory and access to thousands of cars of used cars through online dealer networks we will find you exactly what you are looking for.

Budgeting Advice

We take the time to consider your budget and comfort zone with monthly payments. We also offer a used car finance calculator that provides an accurate estimation of monthly payments.

Finance Experts

We do our best to help everyone regardless of good or bad credit. We ensure you'll have all the options and details to consider before committing to a used car loan.

Rebuild Bad Credit

We offer stress free financing in Winnipeg. Good Credit? Bad Credit? or No Credit? We will not only help you drive away in a fresh car today but also help you build good credit while doing it.

Canada-Wide Shipping

We can ship across Canada! Do you live in a remote community and want to get a bad credit car loan? No problem. We have the ability to get it to you!