Bad Credit Car Loans Winnipeg MB

Get Bad Credit Auto Loan Pre-Approval Today

We offer Bad Credit Car Loan Approval and Credit Building opportunities in Winnipeg. We have helped thousands of people with bad credit drive away in the vehicle they are looking for. With an inventory that has something for all tastes it can be easy for someone with bad credit in Winnipeg to drive away in confidence.

Those seeking bad credit car loans Winnipeg and surrounding areas have options to choose from. Our team of specialists carefully look at every situation on a case-by-case basis and determine if you will be approved by any of our lenders before a credit check.

We offer a friendly, convenient, and transparent experience for anyone with bad credit looking for a great deal on used cars in Winnipeg.

Bad Credit Car Loans Winnipeg

No! There is no cost to fill out our online car loan application. There is no risk or cost to you.

Sometimes things happen in life that affects our credit in a negative way. We understand that every person and every situation is unique. We believe everybody deserves a second chance. Most of us have experienced hard times leading to a low credit score but that does not make us bad people! No matter what your credit situation is, we will find a way to get you an auto loan here in Winnipeg!

When you apply for any loan it does affect your credit rating. Some companies will send your application to all of the banks “hoping” one will approve you. This means your credit is pulled 5-10 times which is not good! (Lowers your Credit score by 5 points every time). After carefully reviewing your information, we contact you, find out the details of what has happened in the past so as to submit you to a auto finance lender that will approve you!

Let’s commit to improving your credit score together. Don’t let bad credit hold you back.

Get bad credit car loan approval today from the best used car dealership in Winnipeg!

One Day Into Bankruptcies Accepted

We accept applicants that are one-day into bankruptcy

One Day Into Consumer Proposal Accepted

We accept applicants that are one-day into consumer proposal agreements

o Credit Checks (singular credit check required when pre-approved)

No credit check until guaranteed pre-approval

Bad Credit Car Loans Winnipeg - Auto Excell - Used Cars in Winnipeg

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Bad Credit Loans Winnipeg

Bad credit isn't a deal breaker.

The difference between a regular “car loan” and a “bad credit car loan” is the amount of lenders who will provide you a personal loan. You may still be able to get a personal loan from a bank with bad credit, but you risk committing to a higher interest rate when there are lenders with much lower rates available.

We have decades of experience working with a large pool of lenders that will often look past low credit scores. Our lenders are ultimately focused on your ability to make regular payments at fair interest rates.

If you’re not sure and have questions, feel free to email or call us and speak to one of our friendly and knowledgeable loan specialists!

Bad Credit Car Loans Winnipeg - Auto Excell - Used Cars in Winnipeg

How does it work?

  • Fill out the bad credit car loan application or call us at 204-888-4070
  • We review your application details
  • We negotiate for your auto finance approval with our finance partners
  • You pick the vehicle of your choice
  • Drive away HAPPY and build credit

Bad Credit Car Loan Application

Fill out our fast and easy application form below.
We will review your application details and contact you as soon as possible.


Auto Excell IconAuto Excell

1399 Dugald Road, Winnipeg

4.5 102 reviews

  • Avatar Miriam Blahey ★★★★★ 6 months ago
    I was very impressed and happy with the service they provided. My sales man was Lorne and he was very friendly and showed us all the history of the vehicle. When … read more I purchased the vehicle I found a few days later I had a problem with it, called Lorne and he was on it and had it fixed right away. The manager even came in early in the morning to meet me and drop me off at work.
    I recommend going to Auto Excell.
  • Avatar Gerry McDougal ★★★★★ 4 months ago
    Bought a 2014 Malibu LT with 74,000 km in July 2020, car has been running great for a near 7 year old car, had one minor fuel emission issue which was a $200 dollar … read more fix.
    Friendly staff, car was appropriately priced for the condition and KM. They let me know my other options on warranty etc but didn't put the full sales pressure on which is typical among many dealers.
  • Avatar marco s ★★★★★ 4 months ago
    Great Place happy with our purchase Mark was Great we love our new truck, we are how dealership dealt with us highly recommend
    Thank you
  • Avatar Marco Moreira ★★★★★ 5 months ago
    Recently had purchased a Toyota Yaris 2010. Great service fast and friendly experience. Drazen makes sure to accommodate you.
  • Avatar C ★★★★★ 4 months ago
    Personal customer service, they go out of their way to help you and are warm and friendly! Prompt communication and they cater to your needs. Wonderful deal on a … read more luxury car!!

Bad Credit Car Loans Made Easy

Getting a car loan with a bad credit score can seem like a difficult task. That’s why our friendly and knowledgeable team is ready to assist you. We’ll do our best so you can drive the vehicle you want while building credit.

What are the benefits of a bad credit car loan?

Bad Credit Car Loans Winnipeg - Auto Excell - Used Cars in Winnipeg
  • We can help you and your family get bad credit auto loans in Winnipeg with our auto finance team and their expertise. Auto Excell has access to many lenders that all want to make finance deals!
  • Not only can we get you a bad credit auto loan but we can help you rebuild your credit. As your payments come in it will be recorded giving your credit rating positive feedback! Let us help you build your credit back up today!
  • Our staff has access to thousands of vehicles ready to be sold and can find you any vehicle you are looking for with plenty of great deals on used cars in Winnipeg, inspected and ready to go.
  • We can ship across Canada! Do you live in a remote community and want to get a bad credit car loan? No problem. We have the ability to get it to you!
  • We have high approval rates when it comes to applying for bad credit auto loans in Winnipeg, take a look at the feedback from several happy customers!

Winter Tire Financing Available

We’re a participating retailer of the Manitoba Public Insurance Winter Tire Financing Program.


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